No, applying will not affect your credit unless you are directly indicated.
You can use a term loan for various purposes, including expanding your business, purchasing equipment, managing cash flow, or funding specific projects. Use of funds will vary based on your goals.
The maximum loan amount depends on your business’s financial health, credit profile, and the type of loan. We will assess these factors during the application process.
Interest rates vary based on the loan type, amount, term, and your business’s creditworthiness. We offer competitive rates tailored to your financial profile.
Silver Stone [One Global Group LLC] will never charge upfront fees for any service.
Your quickest options will be the following three products. Cash advance, Term Loans & Line of Credit. In most cases executed within 24-48 hours or less.
A team member can help assess your business needs and goals to recommend the most suitable loan option for your situation. This varies strictly on milestones and goals you’d like to achieve.
Yes! We have the ability to work with clients that are not US citizens. Certain documentation may be required prior to funding.
This varies on a product to product basis but if you currently have outstanding debt we can look into consolidations and buying out other lenders at better terms and rates.
Yes! You can use a business loan to refinance existing debt, potentially securing better terms and improving your cash flow. One of our team members will help you explore your best option.
Varying on a product to product basis a general requirement is 1 year in business.
Yes! We do have same day funding options available.
We provide options for clients with derogatory credit history. We believe that every business deserves growth opportunities in the lending space regardless of credit.
If you foresee difficulty in repaying the loan, contact us immediately to discuss solutions. 99% of our clients have no issue repaying their loans on time due to our dedicated support team.
A line of credit gives you access to funds up to a set limit, which you can draw from as needed. You only pay interest on the amount you use.
Yes! We provide ongoing support and a dedicated team to help ensure your business’s success and proper management of your loan.
Yes! Most of the products we provide have no prepayment penalty. Products come with early payoff incentives that will help you save as much as possible on interest. Early payoff discounts are most aggressive with term loans and cash advances. This does not apply to SBA.
Contact our customer service team “Contact us” or schedule a consultation with one of our financial advisors for personalized assistance. Once you apply with us you will have a direct line of contact with a dedicated team member.
There are many factors to consider with SBA. Typically a gain is required but we offer many other options that do not require gains on tax returns.
This will vary depending on your specific situation but generally as follows.
For SBA Lending: If your collateral has an existing lien, it can still be used for an SBA loan, but the existing lien will need to be subordinated or satisfied to give the SBA lender a priority position. This means the current lien holder must agree to allow the SBA lender to take precedence in case of default. *Subject to specific credit requirements.
Asset-based-lending: If your collateral has an existing lien, the lender typically requires that the existing lien be satisfied or subordinated to secure the loan. In some cases we will become a second lien. In most cases the lender providing the new loan will need to have a priority claim on the collateral. We often work with the current lienholders to either pay off the existing lien with the new loan or negotiate a subordination agreement. Depending on the value of the collateral and the amount of the existing lien, you may still be able to secure a loan at 60-70% of the loan-to-value ratio. *Subject to specific credit requirements.
Contact our customer service team “Contact us” or schedule a consultation with one of our financial advisors for personalized assistance. Once you apply with us you will have a direct line of contact with a dedicated team member.
