SILVERSTONE LENDING GROUP

PRIVACY POLICY

Hello, we are SILVERSTONE. Here’s how we protect your data and respect your privacy.

Last Updated: 07/1/24

Thank you for choosing SILVERSTONE. At SILVERSTONE, we are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you interact with our private lending services and participate in text and email campaigns.

By using our services and participating in our campaigns, you consent to the practices described in this Privacy Policy. Please take a moment to carefully read and understand the following information.

1. Information We Collect

We collect and process various types of personal information to provide our private lending services and keep you informed about our offerings. The types of information we may collect include but are not limited to:

• Personal Information: This includes your name, contact details (address, phone number, email address), and other identifiers necessary for loan application and communication.
• Financial Information: We may collect financial information, such as income, credit history, and banking details, to evaluate loan applications and assess worthiness.
• Transaction Information: We may collect data related to your loan transactions, payment history, and account activity.
• Marketing Information: When you participate in our text and email campaigns, we collect information about your campaign preferences and interactions.
• No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

2. How We Use Your Information

We use the information we collect for various purposes, including:

• Providing and Managing Services: To process loan applications, facilitate loan disbursements, and manage customer accounts.
• Communication: To communicate with you about your loan applications, account status, and updates related to our services.
• Marketing: To inform you about our products, promotions, and special offers through text and email campaigns. You can opt-out of these communications at any time.
• Analytics: To analyze user behavior and preferences, improve our services, and enhance user experience.
• Legal and Regulatory Compliance: To meet legal and regulatory requirements, including anti-money laundering (AML) and know your customer (KYC) obligations

3. Disclosure of Your Information

We may share your information with third parties in the following circumstances:

• Service Providers: We may disclose your information to third-party service providers who assist us in delivering our services, including credit bureaus, lenders, and payment processors. We do not share mobile information with third parties or affiliates for marketing or promotional purposes. Information is only shared with subcontractors solely to fulfill services.
• Legal and Regulatory: We may disclose your information to comply with legal obligations, respond to legal requests, or protect our rights, privacy, safety, or property.
• Business Transfers: In the event of a merger, acquisition, or sale of all or part of our business, your information may be transferred as part of the transaction.

4. Security of Your Information

We employ industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, please be aware that no data transmission over the internet is completely secure, and we cannot guarantee the security of your information.

5. Your Choices and Rights

You have certain rights regarding your personal information, including the right to access, correct, or delete your data. You may also choose to opt-out of marketing communications at any time. To exercise these rights or for any privacy-related inquiries, please contact us at [Contact Information].

6. Updates to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal reasons. The latest version of the Privacy Policy will always be available on our website.

7. Contact Us

If you have any questions or concerns about our Privacy Policy or our privacy practices, please contact us at:

[SILVERSTONE LENDING GROUP]

[info@teamsscap.com]

Thank you for trusting SILVERSTONE. We are dedicated to protecting your privacy and ensuring the security of your personal information.